Official Information on Land Contracts in the State of Ohio

Ohio Land Contract: a State of Ohio GuideWelcome to the Ohio Land Contract Reference Guide.

This site examines how to use a Land Contract (also called a ‘Contract for Deed’) to buy or sell real estate in the State of Ohio.

What is a Land Contract?

Land Contracts are a way for a Buyer and Seller to create an agreement on the sale of a home without a third party lender. A Land Contract is often used to sell property between family members, or when the Buyer is not bank mortgage eligible due to credit issues or a lack of downpayment.

Creating a direct real estate transaction without a bank allows the parties to set their own terms: on the amount of the down-payment, the interest rate, the monthly payment amount, the number of months of the contract term, whether or not there is a ‘balloon’ payment due at the end of a short term, and other financial decisions.

Using a Contract for Deed eliminates the need for bank paperwork and many other common bank requirements, like mortgage insurance, closing costs, appraisals, etc.

Learn About Ohio Land Contracts

There are a few key details that a Buyer or Seller should know before entering into a Land Contract in Ohio. On this site you will find:

legal overviews about a Land Contract and how it may be used in Ohio;

– details on the financial considerations involved with an Ohio Contract for Deed;

– a list of ways to create an Ohio Land Contract, either as a do-it-yourself document or with full-service professional help;

– how and where to file a Land Contract in Ohio after it is signed;

– the steps required after all Ohio Land Contract payments are made.

This site also provides information about the requirements set forth by Ohio cities and counties in relation to seller-financed real estate, installment contracts, taxes, insurance and more.

Have a Question about an Ohio Land Contract?

Not finding the exact information you need? Then go ahead and ask your Ohio Land Contract question! The attorneys and legal professionals who manage this site will answer by email for FREE!

The more questions our users ask, the more topics we will cover through new posts and FAQs.

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